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For Fintechs

Ship AI features without regulatory surprises

Build AI products at full speed, with CFPB, state, and federal requirements covered before the exam letter lands.

Built by compliance and engineering leaders from the world's top financial services institutions

The Fintech Dilemma

You built for speed. Regulators built for caution.

Every AI feature you ship adds compliance exposure that scales with your user base.

01

Examiners Are Coming

CFPB and state regulators are scrutinizing AI in lending, servicing, and onboarding. You need proof of controls before the exam letter lands.

02

Partner Banks Demand Proof

Your bank partners require documented AI risk management. Spreadsheets and quarterly reviews can't keep up with weekly deployments.

03

Fair Lending Risk Compounds

Every AI decision (credit, pricing, collections) carries disparate-impact risk. One model drift triggers fair lending violations at scale.

01 / BaseLyr

One API, every AI agent covered

Integrate in minutes, not months. BaseLyr captures every AI interaction across your product and routes it through your compliance controls automatically.

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02 / CtrlLyr

Real-time control over AI decisions

Set guardrails that match your risk appetite. Monitor model outputs, flag anomalies, and intervene before a bad decision reaches a customer.

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03 / RegLyr

Regulation mapped to your products

CFPB, state lending laws, ECOA, UDAAP: all mapped to your products and charter. Know exactly which rules apply to every AI action.

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Results

Compliance, finally moving at AI speed.

2–6 wk From Zero to Audit-Ready

Standing up AI governance takes most teams 6–12 months. Our forward-deployed engineers get you live in weeks.

100% Agent Coverage

Every AI request: authenticated, authorized, and logged. No shadow AI, no blind spots, no surprises when the examiner calls.

93% vs 21% Regulatory Accuracy

Unaided AI scores 21% on real regulatory tasks. MidLyr closes that gap, benchmarked against 5 Chief Compliance Officers on 510 real decisions.

Ship AI without the regulatory surprises.

Join the fintechs proving AI compliance continuously with MidLyr.